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It’s now even easier to make an Equifax data breach claim

equifax data breach

A recent data protection case has transformed how data breach claims will be managed in the UK. And the result of this court action will impact the 400,000 UK consumers who had their personal details put at risk in the huge Equifax data breach.

What happened in this data breach?

Hackers breached Equifax’s systems and accessed the private details of 143 million people in the US. While Equifax said that its systems in the UK were not affected, it admitted that a file stored in the US may have been accessed. This file contained personal information on up to 400,000 UK consumers.

Equifax is the second-largest credit reference agency in the UK. Used by a wide range of companies, even if you are not a customer it could hold a wealth of information about you. For example, data which lenders use to assess whether to give you credit cards, loans, mortgages etc.

Equifax data breach UK group action

Following the breach, we announced our intention to launch a group action case against Equifax. This allowed anyone in the UK who had suffered damage or distress to claim compensation for the breach. And, in October 2019 we submitted the relevant initial paperwork to launch litigation proceedings against Equifax at the High Court.

And, following the latest Court of Appeal ruling, claiming compensation for victims of the Equifax data breach is about to become much easier.

How has the data breach group action process changed?

Until now, to join a group action data breach claim, victims had to be able to prove that they had experienced harm as a direct result of the breach. For example, emotional distress or financial loss. However, the Court of Appeal has now decided that all data breach claims are valid, even if someone hasn’t suffered financial or emotional damage as a result. If a company does not protect your data in the way it is legally obliged to do, you can claim for this data privacy failure.

So, many more people are now free to claim from the credit reference agency. What’s more, following the ruling, people can now seek compensation from Equifax, even if the only personal information breached was their email address.

The Equifax data breach is a representative action

A representative action is a type of group action. Representative actions are launched when a group of people are affected by the same issue and have experienced the same level of harm.

A representative action can be launched based on the total number of those affected, not just the individuals who have proactively decided to pursue compensation. This will make the claims process much quicker. However, to receive a share of the settlement, affected parties will still need to register to join the action. There is a strict time limit to do this, so it’s important register ASAP.

In representative actions, one solicitor will represent all clients. A judge will decide who this solicitor is. Because of our unique experience in data breach group actions, we expect that Hayes Connor will be appointed as the representative in this case.

Join our Equifax data breach claim

At Hayes Connor Solicitors, we know what it takes to make a successful compensation claim. In fact, we’ve been helping people to do just that for over 50 years. We also steer you through the aftermath of a data breach – minimising the impact on you as much as possible.

What’s more, in the Equifax case, as well as providing no-win, no-fee funding arrangements, we won’t charge you a “success fee”. This means, if you win, you’ll get all of the compensation.

REGISTER NOW